Terms of Service

These Terms of Service ("Terms") govern your access to and use of the Psychovest website located at psychovest.com (the "Site"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use the Site.

1. Acceptance of Terms

By accessing the Site, you represent that you are at least 16 years of age, have the legal capacity to enter into these Terms, and agree to be bound by them. These Terms constitute a legally binding agreement between you and Psychovest.

2. Nature of the Site — Educational Purpose Only

Psychovest is an independent educational and informational resource. The Site and all content published on it are provided exclusively for educational, analytical, and informational purposes.

Psychovest does not offer any paid services, products, or subscriptions of any kind. All content is provided free of charge for informational purposes only.

3. Intellectual Property

All content on this Site, including text, graphics, logos, images, and other materials, is the intellectual property of Psychovest or its content licensors, and is protected by applicable copyright and intellectual property laws.

You are permitted to:

• Access and read the content for personal, non-commercial educational purposes
• Share links to pages on this Site
• Quote brief excerpts with proper attribution to Psychovest (psychovest.com)

You are not permitted to:

• Reproduce, distribute, or republish substantial portions of Site content without prior written permission
• Use Site content for commercial purposes without authorization
• Modify, translate, or create derivative works from Site content without permission
• Remove or alter any copyright notices or attributions

4. User Conduct

When using the Site, you agree not to:

• Use the Site for any unlawful purpose or in violation of any applicable laws or regulations
• Attempt to gain unauthorized access to any part of the Site or its underlying systems
• Transmit any viruses, malware, or other harmful code
• Use automated tools to scrape, crawl, or extract content from the Site in ways that place an unreasonable burden on our infrastructure
• Impersonate Psychovest or any member of our team
• Use the Site in any manner that could damage, disable, or impair it

5. Disclaimer of Warranties

The Site and all content are provided on an "as is" and "as available" basis, without warranties of any kind, either express or implied. To the fullest extent permitted by applicable law, Psychovest disclaims all warranties, including but not limited to:

• Warranties of merchantability, fitness for a particular purpose, and non-infringement
• Warranties that the Site will be uninterrupted, error-free, or free of viruses
• Warranties as to the accuracy, completeness, or currency of any information on the Site

6. Limitation of Liability

To the maximum extent permitted by applicable law, Psychovest, its operators, editors, and contributors shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site or reliance on any information presented on it, including but not limited to any financial losses, investment decisions, or actions taken based on Site content.

In no event shall Psychovest's total liability to you exceed the amount you paid to access the Site. Since access to the Site is free, this means our liability to you is zero to the maximum extent permitted by law.

7. Third-Party Links and Resources

The Site may contain links to third-party websites, academic papers, or other external resources. These links are provided for informational purposes only. Psychovest does not endorse, control, or take responsibility for the content of any third-party site, and is not responsible for any harm or damages resulting from your use of such sites.

8. No Financial Advice

For the avoidance of any doubt:

• Psychovest is not a registered investment adviser, broker-dealer, financial planner, or any other type of regulated financial service provider
• No content on this Site should be construed as a recommendation to buy, sell, or hold any security, financial instrument, or investment strategy
• Past performance data referenced on this Site does not guarantee future results
• All financial and investment decisions involve risk, including the possible loss of principal
• You are solely responsible for your financial decisions. Always conduct your own research and consult qualified professionals before investing

9. Privacy

Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

10. Modifications to the Site and Terms

We reserve the right to modify, suspend, or discontinue the Site or any part of it at any time without notice. We may also modify these Terms at any time by updating this page. Your continued use of the Site after any changes constitutes acceptance of the revised Terms. We encourage you to review this page periodically.

11. Governing Law

These Terms shall be governed by and construed in accordance with applicable law. Any disputes arising from these Terms or your use of the Site shall be subject to the exclusive jurisdiction of the competent courts of the jurisdiction in which Psychovest operates.

12. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be modified to the minimum extent necessary to make it valid and enforceable.

13. Contact

If you have any questions regarding these Terms of Service, please contact us: